Letters | No room for a housing policy that encourages youth to lie flat
Readers discuss the need to tackle Hong Kong’s housing crisis, solutions to the city’s construction financing gap, the importance of language flexibility in tertiary education, and the health impact of alcohol use

This alarming trend undermines not only our city’s competitiveness but also the self-worth and aspirations of our youth. With unaffordable housing dictating their life choices, how can we expect them to aspire to greatness?
One solution could be a “subscription living” model, inspired by co-living trends in cities like Berlin and London. These arrangements offer affordability and flexibility, allowing young professionals to live near job opportunities without long-term lease commitments. By partnering with private developers, we can create similar co-living options tailored to Hong Kong’s youth, fostering both economic opportunity and personal growth.
Furthermore, a “housing credit system” could reward young people for their career achievements, community service and ongoing pursuit of education, while simultaneously enhancing their housing opportunities. For instance, France’s Service Civique programme gives young volunteers a stipend to support their living expenses during civic engagements. We could modify this concept for Hong Kong. A pilot programme could be introduced to allow residents of youth hostels to earn credits based on career milestones and volunteer work, thus improving their prospects for securing housing.
Andy Chan, Yuen Long
Bridging finance can bring relief to construction sector
Working capital financing can provide immediate relief to meet needs such as wages and outlays, as well as enable companies to take on new projects and grow. Yet access to such finance has long been an everyday challenge faced by subcontractors and suppliers.
There are several reasons for this. There is a low-risk appetite to finance subcontractors. Meanwhile, business loans often take a long time to approve, with substantial collateral requirements. The sector also remains largely paper-driven, making it difficult to underwrite working capital loans.
However, financial technology companies offering alternative financing are on the rise in Hong Kong. They’re using technology to break down these barriers to match capital providers with the needs of small businesses.
As part of the long-term solution, there must be greater collaboration between financial, fintech and construction sectors to address these challenges. In doing so, we can begin to build greater resilience in a sector so crucial to our city’s economy and society.
Ben Wong, CEO, Riverchain
English has its place in academia, but it mustn’t be barrier
Tertiary education has two major goals. The first is to equip students with the skills needed for professional work. To this end, there is no doubt that language capability is of paramount importance.
The second goal is to nurture researchers who will push the frontiers of our knowledge. In this regard, English language ability is also vital. I study the Chinese language as an amateur researcher, yet most of the academic papers I read and write are in English.
Researchers must have a common language to exchange ideas and keep themselves updated with the latest trends in the field, and English has been the lingua franca across nearly all academic fields. Even for subjects unrelated to English, much of the discussion still occurs in English, let alone for subjects like linguistics with many concepts and terms developed in English. Without a good command of English, researchers will not be able to study well.
Having said all that, we cannot deny that once in a blue moon, schools will encounter exceptionally outstanding students who unfortunately do not meet language requirements. In such cases, school administrators should have some flexibility to offer them a place, while providing sufficient language training upon admission. After all, I am sure not all of the Nobel Prize laureates speak fluent English.
Anson Chan, Guangzhou
There’s no safe level of alcohol use, even for Hong Kong
Health consequences of drinking may differ between individuals depending on the amount, type, quality and pattern of alcohol use. For the general population, however, alcohol use causes multiple preventable conditions and avoidable deaths, as well as harm to others. It’s beyond dispute that no level of alcohol consumption is safe for health.
Raising alcohol taxes is clearly stated in the World Health Organization’s Global Alcohol Action Plan 20222-2030 as one of the most cost-effective ways to reduce alcohol-related harm. The plan is the outcome of consultation with member-states and stakeholders. The plan also outlines measures that operators in the alcohol industry can take. It remains the government’s responsibility to inform the public of alcohol-related risks and monitor alcohol abuse while working with stakeholders to restrict alcohol consumption and reduce associated harm.
Dr Regina Ching Cheuk-tuen, Sai Kung
